Experienced Michigan Banking Lawyers Serve Lenders and Borrowers

Grand Blanc firm assists lenders, creditors, consumers and commercial clients

Winegarden, Haley, Lindholm, Tucker & Himelhoch, PLC handles regulatory, compliance and risk management issues for our lender, creditor, consumer and commercial clients.  Our Michigan attorneys deal with changing legal standards and helping our clients comply with rules and regulations.  We offer litigation and advisory services across a broad range of legal issues, including but not limited to:

• Banking regulations
• Secured transactions
• Commercial borrowing and lending
• Consumer protection

We represent banks and credit unions, which practice includes:

• Conflicting claims against a joint account
• Exercise of the right to set-off
• Collections litigation
• Allegations of unauthorized use of debit and credit cards
• Creditors’ rights litigation
• Creditor liens and loans

Turn to us for advice and guidance on any banking law issue.

Reliable guidance for secured transactions

Lenders may secure loans made to borrowers by requiring down payments or other collateral.  In the event of default, the borrower cedes the right to collateral used to secure the loan.  There are limits to what types of collateral may be used to secure a loan.  We can advise you about any of the following legal issues:

• Securitizations
• Letters of credit
• Audits
• Loan workouts
• Bankruptcy reorganization
• Remedies under the Uniform Commercial Code (UCC)

We understand issues relating to secured transactions.

Due diligence for commercial lending and borrowing

Securing financing for business development or expansion can be difficult.  Credit checks and due diligence may reveal risks or liabilities that could raise interest rates on the loan or otherwise impact the eligibility of your business for financing.  We advise clients about the following legal issues:

• Promissory notes
• Loans
• Security and guaranty agreements
• Joint accounts
• Revolving credit
• Term loans
• Equipment leasing and finance
• Letters of credit
• Purchase and sale agreements
• Reorganization
• Organization of holding companies
• Lines of credit

We guide business owners through all commercial banking matters.

Advocates for Consumer Banking Matters

Since the mortgage bubble burst, many homeowners now owe more on their homes than those homes are worth.  Others face rising debts that exceeded their current budgets.  Our attorneys know the law and can help you protect your personal assets.  We handle consumer banking matters and litigation as it relates to:

• Truth in lending
• Electronic funds transfer
• Fair Credit Reporting Act
• Information privacy and security
• Credit card regulations
• Bounced checks and overdraft
• Line-of-credit accounts
• Mortgage loans
• Deposit accounts
• Credit card debt
• Bill payment
• Cash management services
• Bankruptcy

Our attorneys can help you protect your personal assets.

Contact us to speak to an experienced banking law attorney today

If you need assistance with a banking matter, Winegarden, Haley, Lindholm, Tucker & Himelhoch, PLC can help you with all of the necessary details.  Call us today at 810-767-3600 or contact us online to speak with an experienced attorney.  From our Grand Blanc office, we represent clients throughout Michigan